Insights/Educação, Saúde, Serviços
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Educação, Saúde, Serviços

Education, Health & Services

60,525 companies | 254,276 employees

Return on Assets
11.3% 0.0pp
vs Total: 9.3%
Financial Autonomy
42.0% 1.0pp
vs Total: 44.3%
Companies with Losses
35.1% 1.3pp
vs Total: 37.9%
Avg Payment Days
66 days 1
vs Total: 60 days
Return on Assets
11.3%
Financial Autonomy
42.0%
Companies with Losses
35.1%
Avg Payment Days
66 days
11.3%
ROA
42.0%
Fin. Autonomy

Charts

Profitability Over Time

Sector Size

Risk Indicators

Payment & Collection

Asset Composition

All Indicators

Indicator20242023Change5yr Avg
Nº Empresas
Total number of non-financial companies in this sector
60,52559,877+64857,864
Pessoas ao Serviço
Total number of people employed
254,276247,688+6,588235,943
Rendibilidade do Ativo
How efficiently the sector uses its assets to generate profit
11.3%11.3%+0.0pp10.3%
Autonomia Financeira
Equity as % of total assets — higher means less dependent on debt
42.0%41.0%+1.0pp39.5%
Empresas com Prejuízo
% of companies reporting negative net income
35.1%36.4%-1.3pp38.1%
Rendibilidade Capital Próprio
Return generated on shareholders equity
10.5%9.8%+0.7pp8.7%
Capital Próprio Negativo
% of companies where liabilities exceed assets
27.2%27.8%-0.6pp27.7%
Prazo Médio Pagamentos
Average days to pay suppliers
6665+167.4
Prazo Médio Recebimentos
Average days to collect from clients
4344-148.6
Cobertura Gastos Financiamento
How many times EBITDA covers financing costs
7.046.38+0.7pp7.77
Gastos Financeiros > EBITDA
% of companies where financing costs exceed EBITDA
12.2%12.8%-0.7pp14.1%
Caixa e Depósitos / Ativo
Cash and deposits as % of total assets
14.9%14.9%-0.0pp15.4%
Financiamentos / Ativo
Total borrowings as % of assets
25.0%27.2%-2.2pp29.3%
Financiamentos / Passivo
Total borrowings as % of total liabilities
43.1%46.0%-3.0pp48.3%
Investimentos Não Financeiros / Ativo
Non-financial investments (tangible + intangible) as % of assets
43.3%43.7%-0.4pp44.7%
Investimentos Financeiros / Ativo
Financial investments (holdings, participations) as % of assets
11.6%11.2%+0.4pp9.6%
Inventários / Ativo
Inventories as % of total assets
1.7%1.9%-0.1pp1.9%
Clientes / Ativo
Trade receivables as % of total assets
8.4%8.6%-0.2pp8.8%